Don’t Miss Out On
Your Perfect Home

We Know Loans is a family owned and operated mortgage brokerage located in Somerville and Mount Martha on the Mornington Peninsula and… we know loans!

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Car Loans &
Commercial Loans

Commercial finance is also available to build your unique space, renovate an existing one or acquire new assets

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Release your
Equity and enjoy life

A senior equity release home loans or reverse mortgage, allows you to access the equity in your home. The money can be used for any worthwhile purpose.

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UNDERSTAND YOUR

LOAN OPTIONS

YEARS OF

EXPERIENCE

WE PROVIDE

FAST SOLUTIONS

LOAN REVIEWS FOR

ONGOING SUPPORT

our services

Loan Services We Offer

01. FIRST HOME BUYERS

Saving for, buying and paying off your first home can seem like a daunting process – but it’s definitely worth the effort. More

01. FIRST HOME BUYERS

Saving for, buying and paying off your first home can seem like a daunting process – but it’s definitely worth the effort. More…

02. NEXT HOME BUYERS

Life is all about change. A growing family could mean you need a little extra room. You may prefer to live closer to schools or work. More…

02. NEXT HOME BUYERS

Life is all about change. A growing family could mean you need a little extra room. You may prefer to live closer to schools or work. More…

03. COMMERCIAL LOANS

Looking to buy or build an office, retail or industrial space for your own business or as an investment? More…

03. COMMERCIAL LOANS

Looking to buy or build an office, retail or industrial space for your own business or as an investment? More…

04. EQUITY RELEASE

A seniors equity release home loan or reverse mortgage, allows you to access the equity in your home. More

04. EQUITY RELEASE

A seniors equity release home loan or reverse mortgage, allows you to access the equity in your home. More…

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We Know Loans brings successful values and ideals to their clients and the local community.

Owned and operated by Pauline and Derek Bignell, We Know Loans brings successful values and ideals of to their clients and the local community.

what people say

Some words from our happy customers

Derek is an absolutely top shelf bloke! Derek made it possible when the big banks were just sticking their noses in the air. Highly recommended - the best service before and after the mortgage starts up!!!

Sean Baker

Home Loan

“We found Derek to be very easy to deal with and we managed to get a very good deal on our loans that we required. The process was very smooth and would highly recommend that if your in the market for a loan or to refinance to give him a call"

Janell & Shane

Refinance

Derek and Pauline were a pleasure to deal with and managed to get us an unbelievable rate compared to what we were paying. I totally recommend you use these lovely and very professional people.

Rab McQuarrie

Home Loan

This team know their stuff! They're honest, reliable and go the extra mile to help their clients get the best deal possible and with a minimum of fuss or disruption to their clients (me). There's mortgage brokers & there's mortgage brokers! Go with the best - We Know Loans!! Highly recommended.

Leanne Williams

Make the most of what you have

We really do know loans, talk to us today about your loan needs.